Overview on Women Health Insurance Plans



Medical science has witnessed a considerable development in the recent past. However, with the consistent advancements being made in medicines and healthcare treatment procedures, the expenses relating to it have also increased exponentially. Hence, it has become incredibly important for every person to invest in a health insurance policy.  These policies aim at providing financial protection to the insured and his/her family, in the event of an unexpected critical illness or injury. Moreover, it has been seen that most people are likely to get a preventive and routine check-up’s if they have a health insurance.

Importance of health insurance for women

Majority of women in the modern world are now the equal breadwinners of their families, and are highly self-reliant and independent.  They are now independent and educated enough to make crucial financial decisions of their lives on their own, particularly in regards to savings and investment.
















Investing in a health insurance plan is one of the prime financial decisions a woman must take very early in career. This decision will not only play a key role in defining the extent of her savings but will also provide a shield of financial protection that can ensure her well-being and good health.

A comprehensive health insurance plan meant for women ideally covers the following components:
  • Certain critical ailments that are women specific , such as :
  • Breast cancer
  • Vaginal cancer
  • Fallopian tube cancer
  • Ovarian cancer.
  • Uterine cancer
  • Cervical cancer
  • Personal accident cover
  • Day-care procedures
  • Maternity expenses
  • Lifetime renewal
  • Both hospitalization and post hospitalization expenses for the treatment of any serious ailment
  • Provision of livelihood benefit in the event of accidental death or permanent full disability of an insured woman
Moreover, when women invest in health insurance in India they get incredible tax-saving benefits in accordance to the Section 80D of the Income Tax Act, 1961.  Women who are under the age of 65 can ideally claim a tax deduction of up to Rs. 30,000.

While there are a number of women specific insurance plans available now, in order to identify the most suitable option from among them one should seek out the services of a renowned insurance brokering company.  After thoroughly comparing all the policies available, these companies can help women to identify a plan that offers the most extensive coverage at the lowest premium rate.

                                                                                

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